Maryland is among the most expensive states in terms of auto insurance premiums, with average premiums between $2,700 and $3,000. Here's the way to lower your premium and acquire cheap auto insurance in Maryland.

Cheap Auto Insurance in Maryland

Get Each of the Discounts You Can

Cheap Auto Insurance in Maryland

Discounts decrease your insurance premium, saving you money. Common auto insurance discounts include:



* Multi-Policy Discount - for having your home and your automobile insurance with the same insurance company.



* Multi-Vehicle Discount - for having two or more cars insured with similar insurance company.



* Good Driver Discount - to be accident free for around three years.



* Good Student Discount - for maintaining a higher grade average in class.



* Driving School Discount - for having taken a drivers education class.



* Low Mileage Discount - for driving less miles than the national average.



* Safety Features Discount - to have safety features like air bags and anti-lock brakes in your car.



* Anti-Theft Devices Discount - for having a burglar alarm or other anti-theft device on the car.



* Seniors Discount - to be age 50 or older and retired.



Ask your agent about these and other discounts you might be eligible for a.



Lower Your Coverages and Enhance your Deductibles



Maryland law necessitates that you have at least the following liability coverages:



* $20,000 per person for bodily injury. This can be a maximum the insurance company can pay any one person injuries you cause.



* $40,000 per accident for bodily injury. This is the maximum the insurance company will pay - total - for injuries you cause.



* $15,000 per accident for property. This is actually the maximum the insurance company will pay for damage you provocke someone else's car or property.



Your premium will be lowest if you buy just these minimum coverages, nevertheless, you may not have enough protection in the case of an accident.



You can also buy collision and comprehensive coverage to pay for physical injury to your car. If you buy this coverage, set your deductibles all the way to you can afford - the higher your deductibles, the reduced your premium.



Look around



Insurance premiums vary from one insurance provider to another, so you have to shop around and compare quotes. You can actually compare quotes by visiting an insurance comparison website. On this type of website you simply type in your insurance information. Shortly thereafter you'll start to receive quotes from multiple A-rated insurance providers.


Cheap Auto Insurance in Maryland